Here’s a fresh one for you. “Hello, could you please tell me, on Instagram they’re offering investments starting at 10 000 rubles and guaranteeing 150 to 250 percent within 48 hours. They sent me a photo of your certificate. Is this really your company doing this?”

I’m genuinely curious – what goes on in people’s heads? Fine, scammers, at least they make money off it. But the people who fall for this – what are they thinking? Are they thinking at all? What in life goes up or down by 250% every 48 hours? Your salary? Body temperature? Rainfall?

Vladimir Vereshchak — investment advisor
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